5 Important Reasons Why You Need Car Insurance
Originally posted on http://www.fox34.com/story/40591343/5-important-reasons-why-you-need-car-insurance
There is a reason that most states have laws in place that require car insurance. You can’t always prevent an accident, so you need to make sure that the people involved can receive help whenever it happens.
1.3 million people die every year because of car accidents. All these accidents would cost the people involved a lot of money without insurance.
But is accident coverage the only benefit you get?
Of course not. Once you start exploring insurance plans, you can find a lot of benefits that you wouldn’t expect from an insurance policy.
Keep reading to learn five benefits you receive by purchasing car insurance.
1. Car Rental Help
Sometimes when you get in an accident, you can be left without a car.
You still need to get around to work and buy supplies. Chances are, you will end up renting a car.
An insurance policy can cover part of or the entire cost of your car rental.
2. Protect Your Car Off the Road
When you think of car insurance, you think of accident coverage on the road.
But it doesn’t stop there.
The road isn’t the only place your car can be damaged. Your vehicle can suffer damage from bad weather, falling trees, theft, and other mishaps.
These mishaps can cause as much damage as a car accident.
3. Cover Your Passengers
You can get the minimum coverage that only covers the other driver’s property. That is enough to follow insurance laws.
But what happens when you’re in an accident where your passenger is injured?
A more comprehensive insurance plan can cover passenger injuries as well. This coverage will help them, so they aren’t stuck footing their medical expenses on their own.
4. An Ally for Accidents
Nobody thinks it will ever happen to them. But when an accident does happen, it can be hard to figure out what to do.
Your insurance company is there to help. Your insurance provider will be who to call first after an accident.
They will be able to give you step-by-step instructions for your next actions after an accident happens.
5. Get Roadside Assistance
Car insurance doesn’t have to be limited to accidents. Most providers offer extras that can give you more peace of mind.
Road assistance is one of those.
Some plans include it as part of the package. Other companies will offer it as an extra.
You can use your roadside assistance to get out of tight spots. You can get help with changing tires, battery jumps, locksmith services, and car towing.
Towing alone can more than make up the cost. Fees can range from $30 to over $100 based on how far you need your car towed.
There Is More to Car Insurance Than You Think
Most people get car insurance simply because it’s the law. That’s fine, but do more research on what options you have with your plan. You’d be surprised about the other benefits insurance offers.
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